I am more motivated to save when I know exactly what I am saving for. I’ve found that two things help me stay on track with my savings: prioritizing my goals and planning in advance how each paycheck will be split between the goals. As I mentioned in my post on my financial tracking system, [...]
Is cash for clunkers taxable? Yes, no, maybe. Even though the Cash for Clunkers program ended, the cash for clunkers tax is generating debate. The cash for clunkers tax is confusing because people are mixing up three kinds of taxes: federal income tax, state income tax, and state sales tax. On top of that, it [...]
We needed some DVDs for vacation, so I’m giving Netflix a trial run. It’s free, so we’ll feature it as our Free Money Friday offer this week. How to Get Your Free Trial Start your new membership at Netflix. Register your email. Select a monthly plan and subscription rate and complete the enrollment process. Get [...]
A close friend of mine just told me that she got a position teaching personal finance at one of the local universities this semester. Not only was I excited for her, but I was really excited for the students. I just wish that all the students would be required to take the class instead of [...]
Do you know what you were doing last summer? Here’s a look back at the hot topics from a year ago. And of course, August usually means the kids will be going back to school shortly. When the back to school sales start popping up, it reminds me that summer is almost over… and September [...]
