I am simply amazed by all the creative ideas that readers are sharing for frugal gifts in the Holiday Giveaway! I’ll be highlighting some of the suggestions that caught my eye in the next two weeks.
If you want to shop online, here are 10 gifts that My Dollar Plan readers are buying for friends and [...]

Posted December 11, 2008 in Uncategorized by Madison | 5 Comments

After 7 inches of snow, yesterday was our first snow day of the year! This year was supposed to be more mild than last year (when we got more than 100 inches of snow!), but it’s only early December and we already have 16 inches on the ground… on pace with last year…
Announcements
529 [...]

Posted December 10, 2008 in Roundups by Madison | 3 Comments

We all know that you can’t take a loss on an IRA…. or can you? I’ve been investigating the possibility of closing out Scott’s Roth IRA and taking the loss.
How IRA Loss Deductions Work
You can deduct a traditional or Roth IRA loss as a miscellaneous itemized deduction. However, there are some conditions that you [...]

Posted December 9, 2008 in Uncategorized by Madison | 6 Comments

Happy Holidays from My Dollar Plan! Scott and I want to share some of our holiday cheer and give gifts to the wonderful readers here at My Dollar Plan. We figured a giveaway would be the easiest way to do so, especially one that centers on sharing frugal tips!
Prizes

$50 Gift Card to Amazon.com
$25 Gift Card [...]

Posted December 8, 2008 in Uncategorized by Madison | 160 Comments

It was time to flip Scott’s 0% balance transfers to new cards. Just before I submit the applications, I like to pull our credit report to make sure that everything is in order.
I’m always on the lookout for another free way to get a copy of our credit report. After some research I found [...]

Posted December 5, 2008 in Credit cards by Madison | 8 Comments