Archive for June, 2008


Create CD Ladders for Short Term Money Needs

I just moved some of our portfolio to cash. There’s a chance that we may need to access it during the upcoming year and I wanted a way to maximize the return, but avoid any risk so I have the appropriate amount of money all year.
I asked on Twitter if anyone had done something [...]


PopTop Ranks Replaces Personal Finance Site Rankings

What Happened to the Rankings?
Each month I’ve been ranking personal finance sites by subscribers. It provided a great measurement tool, but it was a very manual process.
I asked my husband to create a process that would update the rankings automatically. Not only did he do that, but he created a whole new site [...]


The Perfect Ten Year Mortgage

It’s not exactly perfect, but I found something pretty close. We just refinanced with a 5/5 Adjustable Rate Mortgage. The terms actually equate to very inexpensive 10 year mortgage if you choose to use it that way.
Adjustable Rate Mortgages
We previously had a 5/1 adjustable rate mortgage. I discussed our original reason for having an [...]


Selling Your Life, Careers, Housing, and More

I’m horrible at organization! I get motivated all the time and clean up all my to-do lists, email boxes and papers… then I fall back into the old trap. Marc came to my rescue with How To Get Things Done in 1 Minute. I’m going to try to completely empty my inbox every day… we’ll [...]


Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November. Before I put together a plan for him, I’d like to hear what you have to say about it!
Debt Details
Here are the details of his debt:

Personal [...]