One of my favorite retirement tools is a Roth IRA. Yearly contribution limits keep us from using it for all our retirement assets. However, a little known way to contribute additional funds is through the use of an after tax account with an employer who allows in service withdrawals. Fortunately my employer allows this.

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I have always had a passion for seeking out ways to squeeze every penny out of a dollar and then some. When I hear about a great financial idea I like to push it just a little further to see if I can’t make some more money. I opened my first IRA while I was [...]

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