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	<title>Comments on: 14 Steps to Prepare For Holiday Shopping</title>
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		<title>By: Christmas Shopping - Black Friday, Cyber Monday, and Beyond &#124; Cash Money Life</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6967</link>
		<dc:creator>Christmas Shopping - Black Friday, Cyber Monday, and Beyond &#124; Cash Money Life</dc:creator>
		<pubDate>Fri, 28 Nov 2008 14:12:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6967</guid>
		<description>[...] for specific items; don&#8217;t just buy something because it is discounted 50%. Use your budget to construct a shopping plan that will get you to the stores you need to visit to get the best [...]</description>
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<p>[...] for specific items; don&#8217;t just buy something because it is discounted 50%. Use your budget to construct a shopping plan that will get you to the stores you need to visit to get the best [...]</p>
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		<title>By: Link Love: Making the Best of the Situation Edition &#8212; Your guide to stylish, eco-friendly decor!</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6890</link>
		<dc:creator>Link Love: Making the Best of the Situation Edition &#8212; Your guide to stylish, eco-friendly decor!</dc:creator>
		<pubDate>Fri, 21 Nov 2008 13:10:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6890</guid>
		<description>[...] 14 Steps to Prepare For Holiday Shopping {My Dollar Plan} [...]</description>
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<p>[...] 14 Steps to Prepare For Holiday Shopping {My Dollar Plan} [...]</p>
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		<title>By: Sunday Money Madness - Veterans Day Edition &#124; Rich Credit Debt Loan</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6747</link>
		<dc:creator>Sunday Money Madness - Veterans Day Edition &#124; Rich Credit Debt Loan</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:54:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6747</guid>
		<description>[...] are 14 Steps to Prepare For Holiday Shopping provided by My Dollar [...]</description>
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<p>[...] are 14 Steps to Prepare For Holiday Shopping provided by My Dollar [...]</p>
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		<title>By: Neil Anuskiewicz</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6392</link>
		<dc:creator>Neil Anuskiewicz</dc:creator>
		<pubDate>Wed, 12 Nov 2008 16:23:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6392</guid>
		<description>@ Madison: Yes, the credit card is great. You purchase and get credits. I am not sure the exact formula but it seems every time I order something from L.L. Bean not only do I get free shipping but I get a $10 credit. I am not sure how much I have to spend in general on the card or specifically at L.L. Bean to get the $10 credit but it does not seem to be that much. I know I should know exactly since have the credit card.

@ David: I am intrigued by your idea but I have relatives and friends all over the place. It would be hard to do. I do have local friends here in Portland, OR, where I live. I send cards to friends, unless they have kids, then I give gifts to the kids only not the adults.

If you could give specific examples of gift ideas that involve gifts from the heart, I would consider it. It is a good idea.</description>
		<content:encoded><![CDATA[<p>@ Madison: Yes, the credit card is great. You purchase and get credits. I am not sure the exact formula but it seems every time I order something from L.L. Bean not only do I get free shipping but I get a $10 credit. I am not sure how much I have to spend in general on the card or specifically at L.L. Bean to get the $10 credit but it does not seem to be that much. I know I should know exactly since have the credit card.</p>
<p>@ David: I am intrigued by your idea but I have relatives and friends all over the place. It would be hard to do. I do have local friends here in Portland, OR, where I live. I send cards to friends, unless they have kids, then I give gifts to the kids only not the adults.</p>
<p>If you could give specific examples of gift ideas that involve gifts from the heart, I would consider it. It is a good idea.</p>
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		<title>By: david</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6389</link>
		<dc:creator>david</dc:creator>
		<pubDate>Wed, 12 Nov 2008 16:00:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6389</guid>
		<description>Also, think of what you can give that doesn&#039;t cost anything at all - time, help, volunteering, etc. Sometimes the best gifts are the ones that come from the heart and not the store!</description>
		<content:encoded><![CDATA[<p>Also, think of what you can give that doesn&#8217;t cost anything at all &#8211; time, help, volunteering, etc. Sometimes the best gifts are the ones that come from the heart and not the store!</p>
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		<title>By: Madison</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6385</link>
		<dc:creator>Madison</dc:creator>
		<pubDate>Wed, 12 Nov 2008 14:54:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6385</guid>
		<description>@ Neil: I love the vests at L.L. Bean! Do they give you credit when you purchase gift cards? 

@ CindyS: Great idea to increase your income to cover your purchases! Lots of people could use that tip.</description>
		<content:encoded><![CDATA[<p>@ Neil: I love the vests at L.L. Bean! Do they give you credit when you purchase gift cards? </p>
<p>@ CindyS: Great idea to increase your income to cover your purchases! Lots of people could use that tip.</p>
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		<title>By: CindyS</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6382</link>
		<dc:creator>CindyS</dc:creator>
		<pubDate>Wed, 12 Nov 2008 14:41:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6382</guid>
		<description>While searching for a way to increase my income, I found an ebay dropshipper with closeouts on lots of items.  I can order Christmas gifts for 50-70% off of retail.  It might save my budget this year, just be careful of shipping and dropship fees.  They can eat up the savings.  

I didn&#039;t have room in my budget this year for Christmas savings so I will need to increase my income for awhile. I have found the easiest way to do this is to sell things on eBay.  I get rid of clutter and use the money for Christmas shopping.</description>
		<content:encoded><![CDATA[<p>While searching for a way to increase my income, I found an ebay dropshipper with closeouts on lots of items.  I can order Christmas gifts for 50-70% off of retail.  It might save my budget this year, just be careful of shipping and dropship fees.  They can eat up the savings.  </p>
<p>I didn&#8217;t have room in my budget this year for Christmas savings so I will need to increase my income for awhile. I have found the easiest way to do this is to sell things on eBay.  I get rid of clutter and use the money for Christmas shopping.</p>
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		<title>By: On Simplicity &#187; Blog Archive &#187; Three Essential Life Skills for a Simple Life</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6358</link>
		<dc:creator>On Simplicity &#187; Blog Archive &#187; Three Essential Life Skills for a Simple Life</dc:creator>
		<pubDate>Wed, 12 Nov 2008 09:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6358</guid>
		<description>[...] Network:  An Overlooked Way to Save Energy in Your Home 9 Tips for Taking Great Family Portraits 14 Steps to Prepare for Holiday Shopping Living Frugal with Other People&#8217;s Money 20 Ways to Stretch Yourself Beyond Your Comfort Zone [...]</description>
		<content:encoded><![CDATA[<div style="font-weight:bold;color:#006F00;">
<p>[...] Network:  An Overlooked Way to Save Energy in Your Home 9 Tips for Taking Great Family Portraits 14 Steps to Prepare for Holiday Shopping Living Frugal with Other People&#8217;s Money 20 Ways to Stretch Yourself Beyond Your Comfort Zone [...]</p>
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		<title>By: Neil Anuskiewicz</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6331</link>
		<dc:creator>Neil Anuskiewicz</dc:creator>
		<pubDate>Wed, 12 Nov 2008 00:32:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6331</guid>
		<description>By the way, one more thing, I am sure that virtually every retailer has gift certificates or cards that can be used in the store or online.

Some like Amazon are only online, of course.

For those of my gift recipients who do not want to buy clothes online (no opportunity to try things on), L.L. Bean offers other things that might interest them (e.g., a watch).</description>
		<content:encoded><![CDATA[<p>By the way, one more thing, I am sure that virtually every retailer has gift certificates or cards that can be used in the store or online.</p>
<p>Some like Amazon are only online, of course.</p>
<p>For those of my gift recipients who do not want to buy clothes online (no opportunity to try things on), L.L. Bean offers other things that might interest them (e.g., a watch).</p>
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		<title>By: Neil Anuskiewicz</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6330</link>
		<dc:creator>Neil Anuskiewicz</dc:creator>
		<pubDate>Wed, 12 Nov 2008 00:29:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6330</guid>
		<description>What I am doing this year is buying a lot of gifts from L.L. Bean, a retailer I like. I will probably buy most people a gift card.

The reason is that I have an L.L. Bean Visa and I get a lot of credits when I buy from them. So after the holidays, I will have enough credits to buy some clothes and other items very inexpensively.

I am sure this same approach could be applied with other credit cards and other retailers. Yes it seems boring to buy gifts from the same place but I do not think the recipients will mind or know that I have bought everyone else pretty much the same thing.

I just thought of this idea and I hope it is a good one.</description>
		<content:encoded><![CDATA[<p>What I am doing this year is buying a lot of gifts from L.L. Bean, a retailer I like. I will probably buy most people a gift card.</p>
<p>The reason is that I have an L.L. Bean Visa and I get a lot of credits when I buy from them. So after the holidays, I will have enough credits to buy some clothes and other items very inexpensively.</p>
<p>I am sure this same approach could be applied with other credit cards and other retailers. Yes it seems boring to buy gifts from the same place but I do not think the recipients will mind or know that I have bought everyone else pretty much the same thing.</p>
<p>I just thought of this idea and I hope it is a good one.</p>
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		<title>By: sue bette</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6309</link>
		<dc:creator>sue bette</dc:creator>
		<pubDate>Tue, 11 Nov 2008 20:09:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6309</guid>
		<description>Great timing for this post! I actually wrote my holiday list out this morning - my only tip to add would be to plan ahead for holiday party gifts. I went to my local wine store and bought a case and got a nice case discount - now I can bring a bottle of wine and don&#039;t have to worry about rushing around and buying something last minute before an event.</description>
		<content:encoded><![CDATA[<p>Great timing for this post! I actually wrote my holiday list out this morning &#8211; my only tip to add would be to plan ahead for holiday party gifts. I went to my local wine store and bought a case and got a nice case discount &#8211; now I can bring a bottle of wine and don&#8217;t have to worry about rushing around and buying something last minute before an event.</p>
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		<title>By: GettingUp</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6256</link>
		<dc:creator>GettingUp</dc:creator>
		<pubDate>Tue, 11 Nov 2008 03:13:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6256</guid>
		<description>I definitely agree on using a list.  How many things in life go better with a list?  The simple answer... most of them!

Also, planning and budgeting works!  You don&#039;t need a Christmas Club (although they can&#039;t hurt), but you just have to plan in your savings account.  There is nothing like a cash Christmas.</description>
		<content:encoded><![CDATA[<p>I definitely agree on using a list.  How many things in life go better with a list?  The simple answer&#8230; most of them!</p>
<p>Also, planning and budgeting works!  You don&#8217;t need a Christmas Club (although they can&#8217;t hurt), but you just have to plan in your savings account.  There is nothing like a cash Christmas.</p>
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		<title>By: laura @ no more spending</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6231</link>
		<dc:creator>laura @ no more spending</dc:creator>
		<pubDate>Mon, 10 Nov 2008 21:49:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6231</guid>
		<description>This is all excellent advice..next year I really need to plan for Christmas in my budget and not rely on getting my work bonus!</description>
		<content:encoded><![CDATA[<p>This is all excellent advice..next year I really need to plan for Christmas in my budget and not rely on getting my work bonus!</p>
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		<title>By: Frugal Dad</title>
		<link>http://www.mydollarplan.com/14-steps-to-prepare-for-holiday-shopping/#comment-6223</link>
		<dc:creator>Frugal Dad</dc:creator>
		<pubDate>Mon, 10 Nov 2008 16:08:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=647#comment-6223</guid>
		<description>We put #3 into place this year, and for the first time in a long time, I&#039;m not dreading Christmas shopping!  The budget is in place, the money is there, and we&#039;ll even finish up a little early this year.  I definitely agree that saving a little all year long is the way to go.</description>
		<content:encoded><![CDATA[<p>We put #3 into place this year, and for the first time in a long time, I&#8217;m not dreading Christmas shopping!  The budget is in place, the money is there, and we&#8217;ll even finish up a little early this year.  I definitely agree that saving a little all year long is the way to go.</p>
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